COLLEGE PLANNING

This FastFact demonstrates the benefits of saving early to help fund a child or grandchild's education.

This FastFact illustrates the rising costs of a college education and the benefits of saving through a 529 plan.

ESTATE PLANNING

This FastFact illustrates how a living trust works and how it differs from a simple will.

This FastFact illustrates what factors should be considered when calculating life insurance coverage.

This FastFact illustrates the benefits of incorporating life insurance into an estate plan.

HEALTH CARE EXPENSES

This FastFact summarizes the different aspects of HSAs and considerations to keep in mind if opting for an HSA.

This FastFact provides an overview of Medicare options available to Americans aged 65 and older.

This FastFact provides summaries of different alternatives for health care insurance, as well as other considerations involved with choosing coverage.

This FastFact offers tips for retirees to help prepare for health care costs, which are the only category of expenses that increase steadily as they grow older.

This FastFact details average costs for long-term care and looks at different factors to consider when choosing long-term care insurance.

This FastFact illustrates how a disability could impact family savings.

INVESTING AND RETIREMENT PLANNING

This FastFact explains how changes in an investor's life can impact their financial planning needs.

This FastFact explains how investors can potentially reduce investment risk by practicing asset allocation.

This FastFact illustrates how ETFs can be used to build a diversified investment portfolio.

This FastFact explains why markets can move so suddenly and educates investors on the benefits of taking a long-term view, rather than reacting hastily to the market’s short-term ups and downs.

This FastFact provides a summary of various aspects of real estate investment trusts (REITs).

This FastFact explains the benefits of investing in municipal bonds, including relatively low risk and tax-free earnings.

This FastFact demonstrates the importance of including both growth and value components in a portfolio.

This FastFact summarizes the choices participants who retire or change jobs face: what to do with the money in their 401(k) or other employer-sponsored retirement plan.

This FastFact looks at the comparative performance of domestic and foreign stocks and spells out the risks of international investing.

This FastFact provides an overview of the different types of IRAs available to investors and their benefits.

This FastFact illustrates the historical long-term performances of stock, bond, and cash investments over time to give investors perspective on viable returns.

This FastFact illustrates the importance of periodic rebalancing to help ensure an investor's asset allocation profile remains consistent.

This FastFact illustrates how quickly a retirement portfolio can be depleted based on a number of investment and withdrawal strategies.

This FastFact explains the pros and cons of converting traditional IRA assets to a Roth IRA.

This FastFact illustrates some of the benefits of dollar cost averaging, including the benefit of making regular contributions to an investment account.

This FastFact illustrates how investing on a tax-deferred basis can make a tremendous difference over the long haul.

This FastFact illustrates how to reduce taxes by timing capital gains so they are long-term gains.

This FastFact explains the differences between fixed-rate and variable annuities and illustrates the benefits of an annuity as part of an overall retirement planning strategy.

This FastFact offers a table showing how federally tax-exempt income from municipal bonds compares with taxable income — on a tax equivalent basis.

This FastFact explains the benefits of a Roth 401(k) and how it differs from a traditional 401(k).

This FastFact illustrates the benefits of investing in ETFs, including cost considerations, availability, and diversification.

This FastFact illustrates the impact various withdrawal rates can have on a portfolio balance over a long-term retirement horizon.

This FastFact illustrates the benefits of regular saving and the power of compounding.

PERSONAL FINANCE

This FastFact offers a quick resource to find monthly mortgage payments on conventional mortgages at different rates.

This FastFact illustrates the savings over time of paying more than the minimum balance due and also offers tips on reducing credit card debt.

This FastFact summarizes the factors that determine a credit score and what steps can be taken to improve it.

This FastFact offers valuable considerations and advice for anyone looking to potentially lower payments by consolidating credit cards.

This FastFact shows the monthly savings and break-even timing for a 30-year $100,000 mortgage refinancing at different rates.